It’s odd, but I don’t miss a specific player avatar. I try to keep my “founders” alive as long as I can, unless they’re complete losers. Now that I can switch out the front line(s), I’m having a good time trying to ease new recruits up to the higher levels.
I’d be inclined to deck out my avatar with the best gear he could manage, so it’s probably a good thing I don’t have one. Come to think of it, I tend to play the founders as “equal partners”, so they tend to have the best gear. But, it’s always my tactics that make or break a contract, so I don’t miss a personal avatar.
In a single player game, there's no such thing as cheating. It's merely "creative manipulation of the default settings"!