Hey there,
very interesting read and some good ideas flying around here.
Just one point to add to the money issue. When we implement the injury system you will have up to 24 (or so) brothers in your roster which means troop upkeep will be alot higher.
#nobles or professionals will join only company that have high reputation.
#good characters will only join company who have respectable reputation.
#criminals and bandits would have very low cost in money(or cost nothing at all) but filling your ranks with them will give you bad reputation points(as your company will be seen as safe heaven for outlaws)
I’d very much like to implement this. The reputation system will change A LOT of how this game will be played :)