There is a balance atm with the perk trees, by allowing your kind of accessebility to tier 2 this balance will fall apart instantly. You can make fearsome combinations with tier 2 perks of two trees, now with ability to access all three of the trees will get not jack-of-all-trades but terminators. And that is quite the opposite the game stands for atm I feel. You have to chose carefuly if you wish to get a specific result, or go all random and it will be still valid but none of them will be overpowered.
Women characters will come “soon” if I understood correctly.