I am indeed one of those people who wants a challenge, I enjoy games more that way. Hence my want for an Ironman mode. I am only justifying the use of reloading to curb my disappointment with having to do so. Everyone else can play it their own way :).
I just know that only deadly mode, the death of few of one key merc seems devastating, so I wanted to see what others have done to overcome that situation. Having money saved up seems like a good solution so far.