I agree with #7. The few times I’ve needed Rally, it’s failed. That is with Sergeant w/ 100 resolve and holding the banner.
Lone Wolf seems fine, and seems like it has it’s place to me. I have 2 brothers that are ‘scouts’, one on each end of the back line. I’ve been fighting in the noble wars, and those guys are crucial in getting to the enemy backline to take care of arbalesters and start hitting pikemen etc from behind. I’ve been planning on giving them the lone wolf perk as it should help them all around.