One of my men was killed by a bandit leader with warhammer in two strikes. Both bodyshots, my merc has a reasonable amount of health and armor. First strike destroyed armor, second killed hp to zero, but my merc has a nine lives skill. Nevertheless he died. In battle log were records about three hp deductions, the first about 20 hp, the second ~ 40 and it reduced hp to zero, but there was third deduction, -7 hp – nine lives margin. I think that is because guaranteed 10 hp damage effect for warhammer applied after nine lives effect. But this was a single blow. I think this is incorrect effect of skill. If it would be bleeding, i can agree with that, but acting with two blows as it were 3 blows is not right.