Hello, soory for my bad English.
I suggest, that would be nice, if we can have garrison in towns. Becouse at first we can keep there some veterans,that not so perspective,then talanted men, and at second (and that more important) would help us to defend weak settlements in game crisis. Another thing, it will be funny have more then 20 relible men in this dangerous world=). I think that it will be honest if they will recive not 100% of payments, and we can control them then somebody will attack town, there garrison is.